Percentage of cost sharing on benefit premiums - Full-time and Part-time employees
(This came to me from Julia Sweet - Steve)
We are looking to change our benefit structure and cost-sharing. I wanted to see how other organizations are structuring their benefit costs, specifically the cost for full-time employees vs. part-time employees.
At some companies, employees who work part-time, but are still eligible for benefits, pay a higher premium than their full-time counterparts. So for instance, if a full-time employee pays 25% and the company pays 75% of the monthly premium, then what is a reasonable breaking point for part-time employees? Would it be 35%-employee and 65% employer?
I'm really trying to collect data to see what other organizations are doing. Thanks for any input. - Julia
1 reply
-
Hi Julia. We just revamped all of our plans for our smaller company. Reach out to this woman to discuss FT/PT employee options and we are also going through Insperity.
Affordacare Insurance with Agility Insurance Services is assisting us through the enrollment for our company benefits.
lonnie@affordacareinsurance.com
Agility Group Sales and Support
Agility Insurance Services866.590.9771 office phone
972.584.1284 fax2929 N. Central Expressway, Ste 150
Richardson, Texas 75080
Hope this helps with your research.