Percentage of cost sharing on benefit premiums - Full-time and Part-time employees

(This came to me from Julia Sweet - Steve)

We are looking to change our benefit structure and cost-sharing.  I wanted to see how other organizations are structuring their benefit costs, specifically the cost for full-time employees vs. part-time employees.

At some companies, employees who work part-time, but are still eligible for benefits, pay a higher premium than their full-time counterparts.  So for instance, if a full-time employee pays 25% and the company pays 75% of the monthly premium, then what is a reasonable breaking point for part-time employees?  Would it be 35%-employee and 65% employer? 

I'm really trying to collect data to see what other organizations are doing. Thanks for any input. - Julia

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  • Hi Julia. We just revamped all of our plans for our smaller company. Reach out to this woman to discuss FT/PT employee options and we are also going through Insperity.

     

    Affordacare Insurance with Agility Insurance Services is assisting us through the enrollment for our company benefits.

    lonnie@affordacareinsurance.com

     

    Agility Group Sales and Support
    Agility Insurance Services

    866.590.9771 office phone   
    972.584.1284 fax

    2929 N. Central Expressway, Ste 150
    Richardson, Texas 75080


    Hope this helps with your research.

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